Complete protection for you and your business.
At A Plus Insurance Associates , we understand that having the right insurance is crucial to protecting everything you've worked so hard to build. As licensed Insurance Associates, we offer a full range of insurance solutions, always with the personalized, multilingual service you've come to expect.
Our Insurance
Safe
Automotive
Protect your vehicle and your family with comprehensive coverage that includes:
Civil Liability: Mandatory coverage for damages to third parties
Collision: Protection for your vehicle in case of accidents
Comprehensive Coverage: Protection against theft, vandalism, and natural disasters
Uninsured Driver: Protection when the other driver does not have adequate insurance
Personal Injury Protection: Coverage for medical expenses and loss of income
Insurance
Residential
Protect your home, your most valuable asset, with coverage that includes:
House Structure: Protecting the house structure from fire, storms, and other hazards
Personal Property: Coverage for your personal belongings
Civil Liability: Protection against lawsuits due to accidents on your property
Temporary Expenses: Coverage for temporary expenses if you need to leave your home
Medical Expenses: Coverage for medical expenses of visitors injured on your property
Safe
Commercial
Protect your business with our specialized commercial solutions:
General Civil Liability
- Protection against lawsuits for bodily or material damages to third parties
- Coverage for accidents that occur on your premises
- Protection against claims of defamation or violation of privacy
- Essential for any type of business
Workers' Compensation Insurance
- Mandatory coverage in many states for employees
- Protection for medical expenses of employees injured at work
- Coverage for lost wages during recovery
- Legal protection for the employer
Bonds
- Guarantees for commercial contracts and licenses
- Protection against theft by employees
- Court bail when necessary
Essential for many types of business licenses
Professional Responsibility
Specialized protection for freelance professionals and service providers:
Errors and Omissions: Coverage against errors or omissions in professional services
Professional Negligence: Protection against claims of professional negligence
Defense Costs: Coverage for legal defense costs
Cyber Liability: Additional Protection for Data Breaches